Employer-sponsored health insurance is becoming scarcer and more expensive.
Premiums for job-based health insurance rose 9.2 percent on average nationwide in 2005, about three times the general rate of inflation, according to the annual health coverage survey of the Kaiser Family Foundation and Health Research & Educational Trust. Nonetheless, that increase marked the first year since 2000 in which the increase was less than 10 percent.
Meanwhile, the percentage of businesses offering health benefits to employees dropped to 60 percent in 2005, down from 69 percent in 2000.
NEW YORK (Reuters) - Mississippi Attorney General Jim Hood plans to sue insurance companies to force them to pay for flood damage to homes in the wake of Hurricane Katrina, a source familiar with the matter said Wednesday.
The Democrat attorney general believes that Katrina's horrific winds caused the flooding, said the source, who declined to be named.
Homeowners insurance typically does not cover damage from floods but does pay for damage caused by wind, according to Jim Auden, a Chicago-based analyst with Fitch Ratings.
"(Hood) is calling illegal the provisions that prevent homeowners from getting a claim on their property that was destroyed in the hurricane," the source said.
The attorney general was expected to announce the lawsuit as soon as Thursday morning.
Hood's office is also investigating reports that claims adjusters are offering homeowners an extra $3,000 in living expenses if they sign waivers for flood damage, the source said.
Deaconess, 73, Jailed for Alleged Looting
- By KEVIN MCGILL and JOHN SOLOMON, Associated Press Writers
Thursday, September 15, 2005
(09-15) 14:38 PDT Kenner, La. (AP) --
Merlene Maten undoubtedly stands out in the prison where she has been held since Hurricane Katrina. The 73-year-old church deaconess, never before in trouble with the law, now sleeps among hardened criminals. Her bail is a stiff $50,000.
Her offense?
Police say the grandmother from New Orleans took $63.50 in goods from a looted deli the day after Katrina struck.
Family and eyewitnesses have a different story. They say Maten is an innocent woman who had gone to her car to get some sausage to eat but was wrongly handcuffed by tired, frustrated officers who couldn't catch younger looters at a nearby store.
Not even the deli owner wants her charged.
"There were people looting, but she wasn't one of them. Instead of chasing after people who were running, they grabbed the old lady who was walking," said Elois Short, Maten's daughter, who works in traffic enforcement for neighboring New Orleans police.
Short has enlisted the help of the AARP, the senior citizens lobby, the Federal Emergency Management Agency legal assistance office, made up of volunteer lawyers, and a private attorney to get her mother freed. But the task has been complicated.
Maten has been moved from a parish jail to a state prison an hour away. And the judge who set $50,000 bail by phone — 100 times the maximum $500 fine under state law for minor thefts — has not returned a week's worth of calls, her lawyer said.
"She has slipped through the cracks and the wheels of justice have stopped turning for Mrs. Maten," attorney Daniel Beckett Becnel III said.
The family has not been able to visit her during her two weeks of confinement and was allowed to talk to her by phone for only a few minutes. The state prison declined to let The Associated Press interview Maten by phone, demanding a written request.
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